NSW HOME ENERGY SAVER LOAN
NSW interest free loans for solar and batteries
Through the NSW Government's Home Energy Saver program, eligible households can borrow $2,000 to $15,000 at 0% interest for solar, batteries and other energy upgrades. Solar Partners can arrange it for you through Brighte.
THE LOAN AT A GLANCE
What you get
0%
interest, with a 0.00% comparison rate
$15,000
maximum loan, from a minimum of $2,000
10 years
to repay, subject to approval
$0
establishment and account keeping fees
It's a loan you repay, not a rebate or a grant. A late payment fee of $4.99 may apply if you miss a repayment, capped at $49.90 a year, and there's no fee for paying it off early.
ELIGIBILITY
Who can apply
- Your household's combined taxable income is $210,000 a year or less
- The property is in NSW
- You own it, either as an owner occupier or a landlord
- You're an Australian citizen or permanent resident
- The property isn't social housing or short stay accommodation
- You meet Brighte's credit assessment
Renters can't apply for the loan themselves, but a landlord can.
ELIGIBLE UPGRADES
What you can use it for
- Solar panels
- Solar and battery systems
- Battery storage
- EV chargers
- Heat pump hot water
- Reverse cycle air conditioning
- Induction cooktops
You can bundle several upgrades into one loan, up to $15,000. We install solar, batteries and EV chargers.
WORKS WITH YOUR REBATES
Rebates first, then the loan covers the rest
The federal solar rebate and battery rebate come off your price first. The interest free loan can then cover the remaining cost, up to $15,000, and you pay anything above that.
The NSW Government has also announced discounts of up to $4,000 for households earning up to $80,000 a year or holding an eligible concession card, which are due to open soon. If you qualify, apply for the discount before the loan.
HOW IT WORKS WITH US
From quote to repayments
1. Talk to us
Book a chat and we will check whether the loan suits you and what your upgrade might cost.
2. Get your quote
We design your system and give you a quote with your rebates already taken off.
3. Apply with Brighte
You apply for the loan with Brighte, who assess it and let you know the outcome.
4. We install
Once approved we install your system. Brighte pays us when the job is confirmed complete, and you start your repayments.
LOAN QUESTIONS
Common questions
Is this a rebate or a loan?
It's a loan that you repay, at 0% interest. It isn't a rebate or a grant, but you can use it together with the federal solar and battery rebates.
Are there any fees?
There's no establishment fee and no account keeping fee. A late payment fee of $4.99 may apply if you miss a repayment, capped at $49.90 a year.
Can I pay the loan off early?
Yes, and there's no fee for doing so.
Is there a credit check?
Yes. All loans are subject to Brighte's credit assessment and the program's eligibility rules.
Can renters apply?
Renters can't take out the loan, but landlords who own an eligible NSW property can.
Can I use any installer?
No. The installer must be accredited with Brighte for the program and hold New Energy Tech Consumer Code accreditation. Solar Partners is a New Energy Tech Approved Seller.
Finance is provided by Brighte under the NSW Government's Home Energy Saver program. Loans are subject to eligibility and credit approval, and terms can change. Solar Partners doesn't provide financial advice. See Brighte's Home Energy Saver page for full terms.
What Our Customers Say
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Select a time that works for you and we will call you for a chat. No pressure, just advice from real people who know solar and batteries.
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Committed to consumer protection and standards & approved for rebate programs
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